The Life Intelligence Platform
Your documents, your memories, your financial life — in one secure place. Whatever happens.
Your documents, your memories, your financial life — in one secure place. Whatever happens.
Create Time Capsule messages and videos for the people you love — delivered on birthdays, graduations, weddings, or whenever the moment comes.
Organize your estate, your documents, and your final wishes. When the time comes, your family will find everything they need — organized, protected, and ready.
Join the families who have already organized everything that matters.
Whether you are a Gen Z starting out or a Baby Boomer with so much left to do — LifeXperts.com was built for the journey you are living right now.
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Nine months of evenings and weekends searching for documents, accounts, and final wishes. LifeXperts.com turns that nine months into one organized afternoon.
Fire. Flood. The unexpected. When it happens, the families who had everything organized on LifeXperts.com found their essential documents, insurance policies, and irreplaceable photos safe and accessible within minutes. The families who did not spent months rebuilding what should have taken an afternoon.
The average family spends close to a year — and thousands of dollars — sorting out an estate with no organizing document. Almost all of that time is preventable. We built LifeXperts.com so your family never has to search.
Your most private content — journal entries, Time Capsule messages, security credentials — is encrypted so completely that even LifeXperts.com cannot read it. This is a mathematical guarantee, not a policy promise.
Record messages for the people you love and set the conditions for delivery. A dedicated, independently managed Delivery Fund ensures every message reaches its recipient — no matter what.
Your executor accesses exactly what they need, exactly when they need it, with verified identity and your specified access level. No searching. No guessing. No unnecessary delays.
Start organizing today — $9.99/mo, founding member pricing, locked for life.
A single 0-1000 index of your whole life's health — financial, prepared, and protected. See where you stand and exactly how to improve.
See your true net worth take shape — assets and liabilities, in plain language. Connected accounts update automatically.
Every important document — will, insurance, power of attorney — organized and understood automatically by AI. Nothing left behind.
Record a message or video for someone you love, delivered on the day that matters. Guaranteed by a dedicated Delivery Fund.
When the time comes, your executor accesses exactly what you specified — verified, secure, and ready. Your family will not have to search.
Personalised insights drawn from your actual data — your accounts, your documents, your life stage. Guidance that knows your situation, not a generic checklist.
Before you begin
No. LifeXperts.com is an institution. It is backed by a private foundation with a legally binding 100-year operating mandate and no external investors. No venture capital. No exit pressure. No board of investors whose interests diverge from yours after ten years. Every decision is made against one criterion: is this in the permanent best interest of the people who trust us? The platform is designed to outlast its founder.
Two legal structures. First: the Time Capsule Delivery Obligation Fund — a legally restricted financial reserve maintained separately from LifeXperts.com's operating accounts, inaccessible to creditors, existing for one purpose only: ensuring every scheduled message is delivered. Second: a formally designated custodian organization holds a contractual obligation to honor all scheduled deliveries in any business scenario. Your messages will be delivered. This is a structural guarantee, not a policy.
AES-256-GCM encryption at rest — the same standard the United States government uses for SECRET-classified information — protects every document, every credential, and every record. TLS 1.3 protects all data in transit. Multi-factor authentication is mandatory for all accounts. Quarterly independent penetration testing by rotating third-party firms, with results published publicly at lifexperts.com/trust. SOC 2 Type II certification is in progress.
The founding member price lock is written into the company's legal structure. Any acquirer would be bound by this commitment as a condition of the acquisition. This is not a marketing promise — it is a structural legal commitment.
“Build it as though a 16-year-old will open it for the first time today, and a 90-year-old will use it for the last time someday.”