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Home Affordability Calculator

See how much home you can realistically afford, based on the 28%/36% debt-to-income rules lenders actually use.

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Your results

Maximum price

$324,635

Conservative price

$278,692

Estimated monthly payment at the maximum price: $2,217

Principal & interest$1,799
Property tax$298
Insurance$120
HOA$0

A down payment under 20% typically requires private mortgage insurance (PMI), which isn't included above.

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